Let Customers Buy Today & Pay Over Time
Why Offer Financing
Increase Order Value
BNPL/financing helps customers afford bigger baskets without sticker shock.
Approve More Shoppers
Multi-lender waterfall improves chances beyond a single provider.
Get Paid Faster
 Funding to merchants is designed to be quick, minimizing cash-flow gaps.
Frictionless at Checkout
 Works with your e-commerce or POS flow.
What You Can Offer
“Pay-in-4” BNPL
- Popular short-term, often interest-free plans; quick approvals. (General BNPL definition for context.
6–36 Month Installment Plans
- Larger ticket sizes with fixed monthly payments; higher approvals via multi-lender routing
Deferred Interest
- Seasonal promos to lift conversion; settle funds to merchant sooner.
Where It Works
E-commerce
E-commerce checkout (hosted or embedded).
Remote sales
Invoice links via email/SMS for remote sales.
In-store POS
In-store POS / terminals (present plan offers on a handheld or counter device).
How It Works
01
Turn On Financing
We connect your store/POS to the financing gateway.
02
Customer Applies in Seconds
Soft check (where supported) to view offers.
03
Go live
Onsite/remote training, launch day support
04
You Get Paid Sooner
Funds disbursed promptly after approval/confirmation.
05
Track & Optimize
See approvals, funded volume, and lift in AOV.
Industries & Use Cases
- Retail – Furniture, appliances, electronics, fashion.
- Healthcare & Medical – Dental, vision, elective procedures.
- Wellness & Beauty – Med-spa, salon packages.
- Nonprofit & Education – Tuition, programs (when applicable).
- Home & Repair – HVAC, auto repair, renovations.
Implementation Options
- Hosted financing modal – Fastest launch, minimal dev.
- Embedded checkout – Branded offers & unified UX.
- Links/QR for invoices – Great for phone orders & services.
Trust, Risk & Compliance
- Clear disclosures at checkout; standardized terms from lenders.
- PCI-aware flows with tokenization on the payments side.
- Dispute handling guidance and reporting in your dashboard.
FAQs
How fast do we get paid?
In many programs, funds are released to the merchant shortly after approval/confirmation—so your cash flow isn’t stuck waiting.
Do we choose the lenders?
We connect you to a multi-lender network; routing helps maximize approvals.Â
Can this work online and in-store?
Yes—e-commerce checkout, invoice links, and POS/terminal prompts are supported.
Is BNPL interest-free?
Many “pay-in-4” products are interest-free; longer-term plans may have APRs—customers see terms before accepting.
Unlock More Sales with Consumer Financing
Activate multi-lender BNPL & installment plans—get paid sooner and approve more customers.